Khi nào đổi tiền cho chuyến đi của bạn ở nước ngoài

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21 Nhận xét

  1. I find it really depends on where in your home country you're doing the exchange. A regular bank will probably have a fair to bad rate, but smaller currency exchange places can have quite competitive rates. I was just in Europe last month, and I got 500 Eur here in Canada before I left, and the took out more as I needed to from ATMs. The rate in Canada was actually marginally better than anything from the ATMs in Europe.

  2. I had another problem buying money beforehand — the bank gave me some British notes that were no longer in circulation. No one would accept them, and British banking laws make it pretty much impossible for them to change them for you without establishing a chain of possession or without you opening an account and depositing enough money to cover the bills should they turn out to be counterfeit (or so it was explained to me). Luckily for me, I was visiting relatives who changed them for me, but if you don't know anybody there you're holding worthless paper.

  3. This depends a lot on the country you're going to and your bank's rates and fees. The fail-safe option is to take your cards and cash; find out the fees and exchange rates offered; do the math and find out which is best for you. In some countries, it will be a lot better to have cash and in others it won't. (PS. usually, the airport offers terrible rates. Again, find out the official exchange rate before you go. It is usually better to exchange in town.)

  4. Hi Mark, I've been your fan for 2 years now. I have a small question to ask. I'm going to go on a long flight to Singapore with my baby and my wife. I just wonder if I should spend extra money to get good seats together or just wait till check-in and they will just give us nice seats together because we fly with a baby? Please let me know. Thanks

  5. This is a bit of an old timey problem in my eyes. I remember when my parents went to the exchange house whenever we were abroad during family holidays. But now (expecialy with the Euro being dutch) I have never seen the inside of an exchange house as an adult. Even when traveling to the UK or USA I just use my Maestro debit card from my home bank an go along. No need to carry a ton of money, Just hit the ATM as you go. Much safer in my opinion. 

    So Embrace the modern days!

  6. I wholeheartedly agree with this. My bank wanted to charge me 10% more than the exchange rate. I went to an ATM as soon as I got off the Metro and the charge was only $3 and a $5 charge from my bank.

  7. Find out which Bank your home bank os associated with in foreign Countries to avoid fees of withdrawing cash from different bank ATM.

    Example:
    Bank of America in the U.S. is associated with Satander in Mexico so you are able to withdraw from Satander ATM for no fee.

  8. I don't understand.
    Step 1) Call bank and allow foreign transactions.
    Step 2) Go to foreign country ATM and withdraw U.S. Dollars or withdraw Local currency?

    Im confused because you said do NOT accept the direct conversion rate. This leads me to believe you want us to get dollars???

  9. Open a Capital One account, and use the debit card to pull money from the ATM's. No fees at international ATM's. I did this in France, Italy, and Spain with no problem. I hear Charles Schwab also has no fees.

  10. It think it is a good idea to at least have some local currency before arriving, if possible. I remember when arriving at the airport in Rome at the evening. I saw one ATM with a long queue, so I went by it. 5 minutes of walking later I arrived at the bus stop. I didn't see any other ATM. The bus to the city center only took cash, 5 Euro. That was accidentally the amount I had in my pocket from another trip. I could have missed the bus.

    If you travel on a regular basis to countries that use Euro, it is practically to have some for the next trip. Also: Sometimes the ATM or your card doesn't work. It is nice to have at least some backup when arriving. Also: Travel with more than one credit card, in case it doesn't work or so on,

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